Are you afraid of success or afraid of failure? Are you afraid of what others might think? Are you afraid of criticism? Do you feel like if you really step out of your comfort zone, you would be an imposter?
I have to admit that I personally fit into every one of the questions above. Unfortunately, I don't have a magic answer to help you get over any of the fears above, but I do feel that we are all led in some way to our destiny, and it is up to you whether you take your leap of faith.
I believe that over the course of each of our lives, there are several times that opportunity knocks on the door. I can't answer why some of us fail at opportunities when we try to succeed, but someone explained success to me this way.
Success is like standing in a field of thousands of stones. Many of the stones, when turned over, reveal nothing, but a percentage of the stones have the keys to success, and it comes down to turning over stones until you find the one that leads to success.
How many do you have to turn over? A thousand stones to find success? What if you turned over 100 and found success? There is no formula for which stone to turn over, nor how many to turn over. Nobody is going to tell you the best stone is in that direction or this direction.
Is it work? Yes. It is work. Is it worth it? I would think, yes, it is worth it.